Unlocking Home Ownership

Do you feel home ownership is out of reach? Are you a first-time buyer, or have you owned multiple homes? Either way, start the process by connecting with your real estate home pro to receive the simple details to guide you through the first steps and set you on the path to owning your home.

Here are three simple steps that every home buyer needs to take:

Take Control of Your Finances

One of the most important steps in purchasing a home is understanding your financial situation. Start by writing down your monthly expenses and ensuring that all bills are paid on time. Knowing what goes out and what comes in will be the first question a lender will ask. Establishing a strong credit history and demonstrating financial responsibility will improve your chances of securing a favorable mortgage. By taking control of your budget early, you position yourself as a responsible borrower in the eyes of lenders.

Get Pre-Approved

Before making any purchase, large or small, it is essential to know how much you are approved for. Understanding the financial requirements, costs, and fees associated with buying a home will save you time and energy. Choosing to get pre-approved with a preferred local lender will be to your advantage, as they are familiar with local fees and charges, from taxes to closing costs. Additionally, if you are not pre-approved initially or have financial hurdles to overcome, a local lender can help formulate a plan to meet your home-buying goals.

Consider Homeowners Insurance

Once you determine the amount you will be paying for a home and your monthly expenses with the lender, take the time to discuss this purchase with your insurance agent. Homeowners insurance is a crucial part of homeownership, as it protects your investment. Insurance policies and costs can vary widely, affecting your overall affordability. Understanding the estimated annual cost of your insurance, as well as details such as your monthly premium and deductible, will help you make an informed decision and give you confidence in your purchase.

Buy With Confidence

By following these three essential steps, you can take control of your home-buying journey with confidence. Partnering with the right professionals, including a knowledgeable real estate agent, a trusted lender, and an experienced insurance agent, will help you navigate the process smoothly.
Homeownership is within reach—start your journey today!

📲 Call or text me at (479) 670-2700 today for even more help with buying a home!

Your
Real Estate

Home Pro

I’m James, the executive real estate broker with Kevin Clifton Real Estate. I have dedicated myself to serving buyers and sellers with unmatched professionalism and trust. With years of experience, I have built my business and reputation on integrity and dependability. Serving western Arkansas and eastern Oklahoma, I will provide a comprehensive and detail-oriented approach, ensuring every transaction is seamless and successful from contract to close. If you want to discuss a listed property or selling your property, you can email me at James@JCREHomePro.com or get in touch with me here. Alternatively, you can give me a call at (479)670-2700.